Our Programmes
Three programmes, each designed for a specific stage of financial understanding.
Each has a defined scope, a clear set of sessions, and a written deliverable. Fees are stated up front.
Back to HomeOur Approach
Each Aurelian programme is built on the same underlying principle: the best financial education gives people a clear view of their own situation, rather than a set of opinions about what they should do with it. Our role is to provide structure, context, and worked examples — not direction.
All three programmes are teaching-led. The facilitator explains, demonstrates, and answers questions. Participants work with their own numbers where relevant, and leave with a written document they produced or co-produced during the process. Nothing is sold, recommended, or followed up after the programme concludes.
Product-neutral throughout every session
All examples from Malaysian instruments and data
Written deliverable included in every programme
Programme I
Annual Review Workbook Programme
A two-session programme for adults who have never held a structured personal year-end review and would like to begin the practice. The first session introduces a simple written workbook covering eight pages: income, spending, savings rate, EPF and PRS positions, insurance, outstanding obligations, learning through the year, and intentions for the year ahead. The second session, held six weeks later, walks through the completed workbook alongside the facilitator. Delivered in a calm one-to-one format, either in Kuala Lumpur or online.
What is covered
How it works
Brief enquiry exchange to confirm suitability and schedule Session 1
Session 1: Introduction to the workbook. Participant receives the eight-page document and walks through each section with guidance
Six weeks to complete the workbook independently, with light support available by email if questions arise
Session 2: Completed workbook reviewed together. Observations noted and intentions discussed
Investment
RM 680
Two sessions, one-to-one
Programme II
Understanding Compound Growth
A four-session small-group programme devoted to understanding how compounding actually behaves over decades for Malaysian savers — across EPF, PRS, unit trusts, and long-term deposits. The sessions walk through worked examples using realistic historical return ranges and inflation rates, and spend time on the less-discussed effects: the weight of early fees, the sensitivity to contribution discipline, and how large life events interrupt and resume compounding. The programme is teaching-led, not product-led, and names no specific funds.
Programme topics
Investment
RM 1,850
Four sessions, small group
Programme III
Three-Year Written Plan Engagement
A four-month engagement producing a single printed deliverable: a short, calmly written three-year plan that captures the household's current position, its considered priorities, and a small set of decisions for each of the next three years. The engagement includes six meetings, written drafts exchanged between sessions, and a closing meeting where the plan is reviewed line by line. The document is typeset and printed on good paper so it reads as a record, not a brochure.
The engagement process
Opening meetings to map the household's current financial position and identify priorities
Working meetings to draft decisions for Years 1, 2, and 3 with written exchanges between sessions
Review of full draft plan. Revisions made and document finalised
Closing meeting: typeset, printed plan reviewed line by line and handed to the participant
Investment
RM 4,400
Six meetings over four months
Choosing a Programme
Which programme is the right place to begin?
The three programmes are designed for different starting points, not different income levels. A brief note about where you currently stand is usually enough for us to suggest a direction.
| Annual Review Workbook | Compound Growth | Written Plan | |
|---|---|---|---|
| Best for | Starting from scratch | Understanding concepts | Making decisions |
| Format | One-to-one | Small group | One-to-one |
| Duration | 2 sessions / ~8 wks | 4 sessions / ~6 wks | 6 meetings / 4 months |
| Written deliverable | |||
| Online option | |||
| Printed document | |||
| Fee | RM 680 | RM 1,850 | RM 4,400 |
Pricing
Published fees, all-inclusive.
I
Annual Review Workbook
RM 680
Per person · Two sessions
- Eight-page personal review workbook
- Session 1: Introduction and workbook walkthrough
- Session 2: Completed workbook reviewed together
- KL in-person or online
- Email support between sessions
II
Understanding Compound Growth
RM 1,850
Per person · Four sessions
- Four small-group sessions
- Prepared worked example sets
- EPF, PRS, unit trust and deposit analysis
- Malaysian historical return data
- Annotated examples to keep
III · Most Comprehensive
Three-Year Written Plan
RM 4,400
Per household · Six meetings
- Six meetings over four months
- Written drafts between sessions
- Typeset, printed three-year plan
- KL in-person or online
- Payment schedule available
Standards
Shared across all three programmes.
Strict data privacy
Personal financial information shared in sessions is not recorded, stored, or passed to any third party. Notes remain with the participant.
No product sales
No investment product, insurance policy, or financial service is recommended, discussed favourably, or sold at any point during any programme.
Malaysian context only
All return data, regulatory references, and practical examples are drawn from the Malaysian financial environment and its specific instruments.
Begin When Ready
Not sure which programme fits where you are now?
A short note is enough. We will follow up with a few questions and offer an honest view of which programme, if any, seems like the right place to begin.
Send an Enquiry